"Redesigning Flood Insurance" by Erwann Michel-Kerjan and Howard Kunreuther
Science Policy Forum (333), July 22, 2011
Summary: http://www.sciencemag.org/cgi/content/summary/333/6041/408?ijkey=tlZJU72W8/a8k&keytype=ref&siteid=sci Reprint: http://www.sciencemag.org/cgi/rapidpdf/333/6041/408?ijkey=tlZJU72W8/a8k&keytype=ref&siteid=sci Full Text: http://www.sciencemag.org/cgi/content/full/333/6041/408?ijkey=tlZJU72W8/a8k&keytype=ref&siteid=sci